Christmas shopping
Christmas Budgeting in July
Ways To Stay Out of Debt During the Holidays
It’s that time of year again when are days are filled with Christmas carols, ginger bread cookies, and little children who continually remain on their best behavior in hopes of making Santa’s nice list. It’s the holiday season. It’s also that time of year when a lot of American consumers overspend and end up in […]
Be Frugally Creative With Your Holiday Gift Giving This Year
This is the time of year where you belly is full of food, your soul is full of joy, and your wallet is full of the trace of money that once resided there. With so many back to back commercials, catalogs, radio advertisements, and other printed advertisements, this time of year can also be a […]
Ways to Save Money on Gifts This Holiday Season
Don’t forfeit your wallet to the holiday gifts this year. Be smart and plan…plan…plan. Start now. Create a list of the people who you have to purchase gifts for. Think outside the box on what they may like and what their interests are. Most of the times, the best gifts are the ones that are […]
Panic Sets in and People Spend on Impulse… The Countdown has Begun!
What do you have left on your shopping list? A survey from the National Retail Federation found that most people still had half of their shopping to do, and 37% hadn’t even started. Less than 10% were finished, so it’s safe to say many of us are procrastinators. Debt problems can be very stressful and […]
Top 3 Tips to Avoid Credit Card Debt During the Holidays
There are few things better during the holidays than finding the perfect gift for someone you care about, but sometimes the relief that comes with scouting out the right present for your new mother-in-law or a great accessory for a close friend can come with a heftier price tag that you planned. This sometimes leads […]
Hey Big Spenders, Holiday Bills Will Fill the Mailbox Very Soon
The combination of rising credit card minimum payments and reduced credit limits coupled with record levels of unemployment are challenges for many Americans as we enter 2011 and even with all this, holiday spending was up 3.3% over last year. Christmas 2010 could go down as the holiday season that Americans spent, spent, spent, […]
Have Less Stressful and Less Expensive Holiday Season
No matter how much you love the holidays or how well you’ve planned, if you’re like most people you’ll find yourself frazzled at times. You may find yourself searching for the perfect gift, trying to create an impressive dinner for guests or scrambling to put up holiday decorations. The best gift you can give […]