Meghan Alard

Meghan Alard is a senior copywriter and associate content director for Consolidated Credit. She’s been writing in personal finance for over 4 years and has received certification as a credit counselor. Prior to diving into finance, Meghan wrote extensively in the consumer products industry for brands like George Foreman and Black & Decker, as well as writing for both commercial and residential real estate companies in always active market of South Florida. Meghan received her bachelor’s degree from the University of Miami in Philosophy and English. Her favorite financial topics include using credit strategically, housing and real estate, and retirement investing.

Posts by Meghan Alard:

Americans are Already Strapped for Cash Ahead the Holidays
Holiday spending often turns into credit card debt. These tips can help you minimize debt if you’re already strapped for cash ahead of the holidays.
What’s Your Personal Saving Rate?
The personal saving rate hit 6.8% in June, but are Americans saving equally? We look at personal savings and offer tips on improving your saving strategy.
Reducing the High Cost of Credit Card Debt
Consumers pay over $100 billion every year on credit card interest charges and fees. We explain how to minimize the high cost of credit card debt.
Which State Has the Highest Student Loan Debt?
A new study from WalletHub explores which state has the highest student loan debt and which borrowers have the biggest student debt burden.
Are You Afraid of Outliving Your Retirement Savings?
Many Americans fear they won’t have enough money to live comfortably during retirement. We explain how avoid outliving your retirement savings.
Always consider cost before opening credit cards with annual fees
Are Gas Cards Still a Good Value in 2018?
As gas prices increase and interest rates on gas cards rise, is it still wise to use a co-branded gas credit card to fill up? Some experts say no.
74% of Americans are Getting Married with Debt

A survey of 1,000 couples set to get married in the next 12 months found 3 out of 4 couples will go into debt to tie the knot. And most, 61 percent, say they will use credit cards to pay. But is starting married life saddled with debt a good idea? Here’s what the wedding experts at the Knot say and what Consolidated Credit’s financial expert says. Here are some tips on what you can do to cut cost if you’re getting hitched.

10 Money-Saving Summer Budget Tips
It’s the official start of summer 2018, which makes it the perfect time to set a summer budget so you can avoid credit card debt and achieve your goals. Consolidated Credit offers 10 money-saving tips.
10 Tips To Help Your Teens Become Financially Independent
A new survey finds that only half of teens see achieving financial independence from parents as a key financial goal for the future. We look at the survey stats and offer ten key tips for helping teens learn ow to become financially independent.
8 Money-Saving Ideas for Mother’s Day 2018

By the time Mother’s Day rolls around, Americans would’ve have already spent $23.1 billion on gifts for mom, according to the National Retail Federation(NRF). Mothers are special in every way. How can you spoil that special mom or mother figure in your life without going into credit card debt? Here are 8 money-saving ideas.

Social Security cards
4 Good Reasons to Sign Up for my Social Security during National Social Security Month
April is National Social Security Month. The Social Security Administration offers a tool called my Social Security. Even if you’re not getting benefits yet, there’s good reason to have an account.
Can You Afford the Cost of Debt?
Another interest rate hike by the Federal Reserve means that the cost of debt for consumers just got higher again. WalletHub has revised their map of cities with the most and least sustainable credit card balances. Can you still afford to pay off your debt in a cost-effective way or do you need debt relief?
Don’t Loan Credit Cards!
If you thought lending money to family was a bad idea, consider that 36 million Americans admit they’ve run into trouble when they decided to loan credit cards to friends and family. Learn why it’s a bad idea and what you can do instead to help someone out.
Research of the Week: Is Mobile Banking Better?
Millennials are the first to jump on new technology that makes their lives easier, but a new survey finds they also may be the first to dump tech that doesn’t perform like they expect. This survey shows the problems with our current mobile banking experience.
Taking expensive trips for good location tags is a recipe for financial distress
Going into Debt to Be Internet Famous
People always find new ways to go into deep debt, but wasting your money (or your parents money) to become Internet Famous isn't a recipe for success; it's a recipe for financial distress! We offer the top five dumb ways that seeking online fame can lead to credit card debt.