Kathryn Katz

Posts by Kathryn Katz:

Beware of Gift Card Fees

Not everyone enjoys shopping – the crowds, the time it takes to check out and the hassle of trying to find the perfect gift for a variety of people with differing tastes. That’s why gift cards are so convenient. There are two types of gift cards. The first is the retail gift card, which is […]

5 Ways to Beat the Holiday Financial Heat

  Your bank account is nearly empty, you have bills to pay, and it’s the holiday season. Your head is thumping from the stress and you still have gifts to buy and a holiday party to plan for in just a couple weeks. Americans all over the country are facing the same dismal financial reality. […]

Holiday Travelers Getting Hit at the Pump

If you were planning on skipping on airfare this holiday and using your car instead, be aware that gas prices are on the rise. Although the oil supplies are plentiful and gasoline demand has gone down since September, retail gas prices are rising because oil prices are at the highest levels since October 2008. Over […]

Traveling for the Holidays? Beware of Identity Theft

  It’s that time of year again; the time when many people start planning to visit the family or enjoy a well-deserved rest. But criminals never rest and they could be planning to steal your identity. While you make travel arrangements and prepare for holiday shopping, your daily life generally becomes busier – and this […]

Holiday Shopping Countdown

The holidays are fast approaching and it’s time to start planning or you could find yourself frazzled and rushing around last minute, which would certainly put a damper on your holiday cheer. Don’t be a rash shopper swarming to the sales without a purpose. Before you step foot into a store you should have a plan […]

5 Ways to Avert Last Minute Thanksgiving Disasters

Tomorrow is Thanksgiving, the day where family and friends get together to sit down for a nice meal, and spend some quality family time. While we’d like to think that everything on this day goes perfectly, sometimes a few little snags happen along the way to the dinner table. If you’re looking to avert or […]

Pre-Holiday Shoppers Be Wary

Are you looking for the best deals on holiday gifts by shopping before or on Black Friday for the insane sales? Well retail stores are looking for you too, and they want you to buy even if the price isn’t right. Many holiday shoppers get so hyped-up about saving money that they lose their judgment […]

Thanksgiving Dinner for Small Families

When you’re a small family, it’s hard to justify the large turkey dinner with all the trimmings, especially when you know that the majority of the meal is going to end up as leftovers. While you can freeze some of your leftovers so they don’t go bad, the thought of eating turkey for the next […]

Top 5 Ways to Cut Wasteful Food Spending

More than 25% of the food that Americans prepare gets thrown away, that’s money in the garbage can –that’s nearly one pound of food per person, per day! That can easily change according to the US Department of Agriculture. The average family of four can save up to $1,500 a year just by changing how […]

Make sure your 401k plan is on track
Is Your 401k Plan Costing You Money?
Planned changes to service charges on 401k plans could end up costing you money if you don't understand how the changes impact your investment.
How to Plan a Happy and Frugal Thanksgiving

Thanksgiving is just a few weeks away. If you haven’t started planning your Thanksgiving dinner, it’s time to get your family and friends together to start. First, you need to make a few decisions: Who’s hosting Thanksgiving dinner? Who’s coming to Thanksgiving dinner? Do you have enough dinnerware, serving ware, silverware, tables and chairs? Will […]

Last Minute Halloween Shopping

Halloween is a few days away. Do you have your Halloween costume? If not, you don’t have to panic. You can still get your Halloween shopping done before the witching hour.  However, before you rush out to the local Halloween store, get a plan together. Online Shopping You can still order your Halloween costume online. […]

Stop Spending Money at Work

Work is not just sitting in a cubicle or office staring at a computer, driving a truck or teaching in a classroom. It’s the place where you spend the majority of your life, and unwittingly for many people, a place where money is spent. If you are trying to bolster your savings or just hoping […]

Discussing Finances on Social Networks: Is it Safe?

Is it really safe to use Tweet What You Spend, Blippy and Bundle to track your expenses or to even discuss your personal spending habits? In a world rife with identity thieves and other financial predators isn’t it wise to keep some modicum of privacy, especially when it comes to your hard earned money? Well […]

Your Parents and Preventing Bankruptcy

About seven years ago my father passed away and left my mother with the responsibility of managing her finances for the first time, at the age of 60. She had never balanced a checkbook, paid the monthly bills or had to worry about her investment portfolio. My father handled everything because that’s what men did […]

Barter Your Way to Financial Savings

Remember the barter system? You probably learned about it in school. Well guess what – it’s back. If you need your car worked on or maybe the inside of your house painted ask yourself what you could trade or what services you could provide in order to get those things done. And the best part […]

Playing the money blame game kills relationships
Marriage and the Money Blame Game
When financial stress hits you as a couple, it's easy to start playing the money blame game and pointing fingers at who's really causing your debt problems.
What Part of Your Finances Should You Automate?

From cable bills, to utility, to mortgage and school loans – you can automate it all and let other people do your bill paying for you. But is that really the wise thing to do? Should you allow your billers access to your accounts, the privilege of taking your hard earned money and directing it […]

Working Mom’s Tips for Saving on Halloween Costumes

It’s easy to save on Halloween when you’re a stay-home mom that has time to make your child’s Halloween costume. What about the working moms who are juggling their home, family and kids? As much as I would like to craft my own costumes, there just isn’t enough time in the day. Rather than point […]

Money Won’t Bring Happiness Unless You’re Spending it Correctly

So you think a new car, a few pairs of new shoes or a top of the line flat screen will make you happy? Chances are they will, but not for very long. Most people receive that initial high when they purchase something expensive but it wears off and they soon find themselves shopping for […]