Posts by April Lewis-Parks:
Don’t Become a Victim of Identity Theft on Cyber Monday
Cyber Monday is becoming one of the biggest shopping days of the year, second only to Black Friday. Actually it is the busiest online shopping day of the year. With so many consumers gearing up to take advantage of the one-day-only deals, cyber thieves are gearing up to steal people’s identity and other personal information. […]
DIY Thursdays: Thanksgiving Day To-Go Desserts That Will Keep Your Guests Smiling
With thanksgiving only two weeks away, it’s a great time to start finalizing all of the details that go in to making your Thanksgiving Day special to you and your family. The meal is all planned out. You have started to dust off your good china. The planning is nearly complete. But what little surprises […]
Reasons Why Shopping Online is Better than Shopping In-Store for Black Friday Sales
Each year Black Friday is filled with overly-aggressive bargain hunters who line up right after their Thanksgiving Day turkey has settled in their stomachs for a chance to grab the year’s best deals on toys, electronics, clothes and more. With the frenzy of bargains and shoppers, you may want to take advantage of Black Friday […]
Upscale Home Décor on a Millennial Budget
Step away from the saucer chair and there won’t be any trouble. You’re well-educated, tech-savvy and three internships away from taking over the world. Why are you still sleeping on a fold-up metal futon? If your answer has anything to do with budget, or a lack thereof, then it’s time to put misinformation to rest. […]
Insurance Policies That You Don’t Need To Pay For
Financial Do’s and Don’ts That Married Couples Need to Know
Take Control of Your Financial Fears This Halloween
With Halloween less than 48 hours away, what better time to conquer your biggest financial fears head on. One thing to remember is just like any other types of fear, financial fears are only terrifying when you avoid them. The most powerful antidote for any fear is action. Taking action makes you feel more in […]
Steps to Creating a Personal Budget
It takes 21 days to build and keep a habit. This is a great thing to remember when starting and maintaining a good financial personal budget. How and what you choose to spend your money on will dictate the outcome of how minor or major your budgeting process will have to be. One thing for […]
Tricks to Bypass Baggage Fees While Traveling
Food Stamp Recipients Face Cuts this Holiday Season
By the beginning of November this year, millions of food stamp recipients will begin to see a reduction in their benefits. The Supplemental Nutrition Assistance Program (food stamp program) will begin reducing benefits due to a recession-era boost in benefits which is expiring. According to the USDA, the food stamp program is serving more than […]
Why Is My Homeowner’s Insurance Premium So High?
After purchasing your home, some strict budgeting is in order because you will be paying numerous new expenses, including homeowner’s insurance. To help ensure you don’t pay too much for coverage, it is important to understand what factors can drive up the cost of your plan. No. 1 – Your neighborhood has a history of […]
Five Ways Retirees Can Put Extra Cash In Their Pockets
Moves To Make As You Near Retirement
As you approach the time when you will leave the workforce for good, budgeting will be extremely important. Before officially retiring, there are certain moves you should make to ensure you will be successful. No. 1 – Determine where you will live When figuring out how much money you are able to withdraw from retirement […]
Receive More Cash Back Without Overspending
Cash back is one of the best benefits offered by your plastic, but if you spend more just to obtain additional rewards, you could find yourself deep in credit card debt. Fortunately, there are strategies you can use to get the most out of your card without extra spending. Strategy No. 1 – Charge all […]
Tips For Retiring Debt Free
Planning for the Unexpected: Four Ways to Deal With Unexpected Expenses
What You Need To Do When Canceling A Credit Card
After paying down credit card debt that has been a nuisance for quite some time, it may be tempting to cancel the card, so you don’t find yourself in trouble again. However, completing this process the wrong way can lead to your credit score falling, so be sure you know what you are doing. Only […]