Posts by April Lewis-Parks:
Don’t Worry, Fly Happy: How to Cut Your Travel Costs
Booking a flight for your next vacation can feel daunting. But with enough foresight you can simplify the process and reduce your airfare cost considerably. Get this tedious chore over with ASAP and start thinking about what really matters, like whether you prefer to be sipping pina coladas in Hawaii or backpacking across Europe. Do […]
Money-Saving Strategies for Single Moms & Dads
Romantic “On A Budget” Valentine Day Ideas
Are you still trying to figure out what you want to do today for Valentine’s? Are you strapped for cash but still want to show that special somebody that you care? Here are some frugal ideas to help you plan the perfect evening that won’t send you over your budget. Prepare A Meal Together Try […]
Wedding Gift Etiquette: Financial Pitfalls of Registries and Cash Gifts
Relatively Easy Money Goals That are Said to be Impossible
When talking to friends, family, and even associates about your large financial goals, the first response from them is usually a dismissive one. And if you “dare” to inform them of the nearly impossible financial goal that you have achieved, most of them will automatically think that you are lying or exaggerating the truth. Some […]
Scam Alert: Watch Out for $9.84 Charges on Your Credit Card Statement
Do you check your credit card statements regularly? If not, you are the type of victim that these credit card scammers are looking for. Scammers are banking on the fact that most consumers don’t check their credit card statements regularly or that carefully. This new con places unexplainable charges of $9.84 on your monthly credit […]
Why Are Teens Horrible When It Comes to Dealing with Finances
A lot of people have made bad financial decisions, but teenagers are definitely guilty of making mistakes with money as they have no real understanding of the value of money or money management. As parents, it is up to us to teach them the proper responsibilities that come with both spending and making money. Here […]
DIY Thursdays: Volunteer this Monday to Save Money While Keeping Martin Luther King Jr’s Dream Alive
This Monday, January 20, 2014 is the day that the US has set aside to commemorate Dr. Martin Luther King, Jr’s dream of equality. Over the years, this federal holiday has also turned into the National Day of Service. On this day, Americans of all nationalities and ages celebrate him through volunteering and uniting to […]
Save Money on Your Upcoming Wedding with These Great DIY Ideas
Great Gift Ideas That Teach Kids About Being Smart with Money
How Bad Are Credit Card Cash Advances
Did you know that when you withdraw money from an ATM using your credit card or use one of those checks that come in your monthly credit card statement, you can add an average of 24 percent to your annual interest? Unlike using a credit card to make multiple purchases with an interest-free payback grace […]
How to Borrow Money From Family & Friends Without Straining the Relationship
Ways to Lower Your Child Care Costs
Did you know that most parents end up spending between $15,000 and $30,000 each year for child care expenses? In most American cities, parents can end up spending more than $30,000 for a full time nanny or two children attending a high-quality day care center. Even those well-planned date nights can add up if you […]
Ways To Stay Out of Debt During the Holidays
It’s that time of year again when are days are filled with Christmas carols, ginger bread cookies, and little children who continually remain on their best behavior in hopes of making Santa’s nice list. It’s the holiday season. It’s also that time of year when a lot of American consumers overspend and end up in […]
Study Shows That Millennials Develop Their Financial Habits from Friends
Are you a millennial? Did you know that 78 percent of twenty-five to thirty-four year olds look to their friends’ financial habits when determining their own? Instead of doing their own research and finding out what financial habits best work for them, they try to emulate their friends’ lifestyle. They wear what their friend wear. […]
Be Frugally Creative With Your Holiday Gift Giving This Year
This is the time of year where you belly is full of food, your soul is full of joy, and your wallet is full of the trace of money that once resided there. With so many back to back commercials, catalogs, radio advertisements, and other printed advertisements, this time of year can also be a […]
New Social Media, Same Old Scams
It was only a matter of time before scammers started taking advantage of Instagram, the photo sharing smartphone app. Instagram is so new that many legitimate business don’t yet have an account, and scammers are more than happy to fill their absence. How the Scam Works: You are on Instagram, and you spot an account […]