Posts by April Lewis-Parks:
Is the Department of Justice Trying to Save You Money?
Trick or Treat Spending on the Rise, Frightening Frugal Way to Have Boo-tiful Halloween
Happy autumn everyone! Now that back-to-school shopping has subsided, people start planning for the holiday season. Some reports show that Halloween is now the second most expensive holiday after Christmas but most people overlook the holiday when it comes to budgeting for expenses. As families feel the weight of the US economy more and more, […]
Saving Everyday!
Everyone is trying to cut corners and make money last. One of the biggest expenses in most people’s budget is food, so it’s a great waste of money when food goes bad and has to be tossed out. Many people end up throwing away fortune’s worth of spoiled food and the secret is in […]
Fantasy Sports Widow Survival Guide
It’s that crazy time of year where many professional sports tend to overlap. Football, basketball, and hockey are all about to begin and the baseball season is coming to a close. It’s no surprise that this is the time of year where women tend to lose their men to sports. Simply watching games has become […]
Want a good score? Well it is no surprise that paying down credit card debt is key.
A new report shows over the past two years, the amount of Americans with FICO scores at 600 or below, has risen. About 25% of the U.S. adult population has a low credit score and will have to pay high interest rates on any credit that they need; auto loans, mortgages, business loans, and credit […]
Dressing in Fashion Doesn’t have to Break the Bank
Fashions go in and out of style all of the time, but that doesn’t stop consumers from wanted the latest fashion threads the see walking the runway. While there are many retail stores that carry fashion forward items, it’s understandable that sometimes you still can’t find exactly what you’re looking for. Finding inexpensive clothing and […]
Don’t be Afraid to Negotiate with Your Creditor
Millions of Americans are becoming anxious because they now realize how important it is to reduce their credit card debt. Minimum monthly credit card payments total in the hundreds and consumers just don’t earn enough money to meet those financial requirements. Some people panic and stop making payments because they’re not sure of what else […]
Esty.com, a Hidden Jewel among Jewelry Sites
Designer jewelry pieces can drain your bank account faster than they come in and out of style, so how can you keep up with current fashions? Since 2005, Etsy.com has been around assisting creators of all things handmade get their items on the market. It’s a combination of an online storefront and eBay, with the […]
More People Falling into Business Credit Card Debt Traps
This week, Senator Charles Schumer made headlines again after he asked the Federal Reserve to provide more protection for consumers against business card issuers. The Credit Card Accountability, Responsibility and Disclosure Act that went into full effect on August 22 does not affect business card companies. The Associated Press reports that Schumer wrote a letter with the […]
Interactive Budgeting Worksheets
Building your Budget A budget allows you to keep track of how much money you have, how much you’re taking in, and how much you’re spending so that you can plan ahead. It might sound like a lot of work, but it’s actually pretty simple and the results are worth it. By spending just a […]
Create an Action Plan Before Unemployment Benefits Dry Up
By the end of 2011 many people will be losing their unemployment benefits. If you’re one of the many jobless, then now is the time to start making plans before all avenues of income dry up. First, if you haven’t already, you need to start pulling back on unnecessary expenses. Don’t use your credit cards […]
Women and Their Financial Identity
Women need to empower themselves with financial information. They need their own financial identity. Women, more than men, need to make their money go a long way. The median income of women over 65 is a mere $6,300. Roughly 80 percent have no pension eligibility and with a longer life span there is a greater […]
If Debt Stress is Taking it’s Toll I Have Strategies to Help
Stress is like a silent alarm going off inside your body and you probably have experienced the results of that alarm — an increased heart rate, headaches, muscle tension, an upset stomach, heart palpitations and the terrible feeling of being trapped or paralyzed. When you begin to total up your debt your body reacts to […]
Young Women May Be More Likely to Get into Debt Because of Work Expenses
Women trying to build their careers are more likely than their male counterparts to incur debt, according to a new analysis by ConsolidatedCredit.org the nation’s foremost national non-profit debt counseling organization. Looking at the financial records of more than 40,000 Consolidated Credit customers nationwide revealed a pattern: that single women 18-25 seek help in greater […]
Tips for Deducting Job Hunting Expenses
You can’t get experience without a job, and you can’t get a job without experience; but did you know you can’t get a job without spending money? Job hunting can set you back a pretty penny, but there is a reprieve. Some job hunting expenses may be tax deductible and others won’t. Navigating through the […]
It Can Pay To Be Credit Savvy
Using credit cards can be tricky, but mastering the skill has its benefits. While credit cards used to be the way to buy now and pay later, companies have been adding more incentives for consumers to choose and use their cards. If, any only if, you can keep a handle on your bills by paying […]
A Raw Diet is not a Financial Raw Deal
Finding quality foods for man’s best friend is a large priority for pet lovers. It has become more common for vets and pet experts to recommend raw diets for dogs to increase overall health. These raw diets may seem out of reach financially, but it’s important to take a look into the true value of […]