Debt seems inevitable these days, but how you deal with it can make all the difference. We will discuss different types of debt, solutions and how to avoid getting stung in a debt trap.

Payday Loans and Debt Consolidation

August 11, 2017

Payday Loans! Curse or blessing? Consolidated Credit weighs the pros and cons of payday loans and offers two consolidation options. Check out this Infographic to see how Americans use payday loans and for options on how to regain control.

Debt

Ronnie Pays Off $50K in Credit Card Debt and Swears Off Credit Cards

August 4, 2017

It probably is safe to say that most of us enjoy the ease of swiping our credit cards. But, in as much as we enjoy the convenience, too much swiping can lead to serious debt. Ronnie can relate. Consolidated Credit’s debt management program helped Ronnie pay off over $40,000 in credit card debt.

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Cheat on your credit card homework

Linda P. Discovers It’s Not Hard To Live Without Credit Cards

June 23, 2017

For many, the thought of living without credit cards can bring on anxiety. Linda P. among them. Carrying $17,000 in credit debt, she knew something had to give in order to get on the right financial path. Consolidated Credit’s debt management program helped her get out of debt and helped her realize that living without credit cards isn’t as terrifying as she once thought.

Debt

Life & Debt: Not your typical self-help book, I swear

March 14, 2017

Debt Sucks and often getting out is no easy feat. But Leslie Tayne Attorney–Debt Therapist and author of a new book, “Life and Debt–a fresh approach to achieving financial wellness,” says learning to love your debt is the first step to getting rid of it. That’s exactly what she did and is now sharing tips and strategies to help you (and me) on our journeys out of debt.

Debt

Infographic: Diagnosing America’s Medical Debt

January 13, 2017

Medical debt is wreaking havoc on the financial health of many Americans. And it’s not only the uninsured. Which begs the question, “Why are insured Americans still struggling with bills?” This infographic explores how out-of-pocket health care costs have become a leading cause of America’s debt and credit problems and offers tips for finding relief.

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How Althea Paid Off 20K In Credit Card Debt

November 4, 2016

There are numerous reasons why we may fall into problems with debt. For Althea, it was repairs to her floor and what she calls “material foolishness.” But regardless of the reason or reasons for her $20,000 credit card debt, Consolidated Credit helped her achieve freedom from debt.

Debt

When Physical Pain Leads to Financial Pain

August 19, 2016

Ilma had always suffered with back pains but her plans to exit the workforce came much sooner than expected. Blindsided, she was forced to leave the job she loved, which cut down her income. Without the regular paychecks, Ilma used credit cards to cover daily expenses like food. Burdened, she reached out to a company that had helped her niece get out of debt. Consolidated Credit helped Ilma too.

Debt

Infographic: Avoiding Olympic-Sized Debt

August 5, 2016

The Rio Summer Olympic games are here. While many will sit this one out for whatever reason or reasons, others will brave the Zika virus alarm to be there in person. But whether you’re traveling to Rio or watching the games from the comfort of your own home, it’s important to ‪‎budget‬ carefully to avoid overspending and‪ debt‬. Check out this Infographic by Consolidated Credit for what you need to know about enjoying this year’s games without busting your budget.

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Gain financial success in spite of limited means

Debt Can Drive You Crazy

July 29, 2016

The stress and strain of debt can potentially ruin anyone’s mental health. As a mental health counselor, Paula sees people suffer emotionally all the time. Consumed with debt, she found herself suffering emotionally and reached out to a different company for help. But instead of helping her, they stole from her. Consolidated Credit achieved for Paula what the other company couldn’t – freedom from debt.

Debt

Consolidated Helped Mark C. avert 2nd Bankruptcy

July 15, 2016

Mark C. filed for bankruptcy in 2004. Fast forward to a couple years and Mark would find himself drowning in credit card debt. Adamant on not going down the bankruptcy route a second time, he opted for credit counseling and reached out to Consolidated Credit for help. See how the debt management program helped Mark avert bankruptcy and get a fresh start.

Debt

How second-hand clothes led to $32,000 in credit card debt

July 1, 2016

Esther D. grew up in a frugal household. She remembers the only time she got to wear ‘new’ clothes was on the first day of school. On other days Esther donned hand-me-downs from her older siblings – a memory she said led to $32,000 in credit card debt problem as an adult. Consolidated Credit helped her gain freedom from debt and regain control of her finances.

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Have a dream wedding on a budget

The Perfect Wedding on a Budget – Economical and Elegant

June 29, 2016

Manhattan couples spend an average of $76,328 on weddings, while Long Islanders spend of $55,327. But you don’t have to spend a fortune to make your wedding day a memorable one. Here are a few tips you can use to make your wedding an elegant occasion to remember, without breaking the bank and starting your marriage in debt.

Debt, Lifestyle

Student Debt Infographic: High Costs Increase by Generation

June 17, 2016

These days the average college student graduates with an average of over $30,000 in student loans – much higher than the $450 your grandparents or parent paid to attend Yale in 1940. This week Visual News got wind of an Infographic Consolidated Credit created comparing generational debt and listed ours among the top 100 Best Education Infographics List. Check it out.

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Distraction over Debt Almost Ends in Disaster

June 10, 2016

Debt problems can consume our thoughts and throw us off our focus. Susie can attest. Coming home from work one day, Susie was so distracted by her debt problems that she forgot to put the car in park before exiting. As her life flashed before her eyes, so did the bills, more bills. Consolidated Credit helped Susie regain focus and control of her finances.

Debt