Here you will find the buzz about what’s going on with credit today. We will look at credit trends, how to get a good credit deal, how to maintain a good credit score and how to use credit cards to your advantage.

Credit Report Cleaning Instructions Infographic

July 8, 2016

A pristine credit report is paramount if you want to qualify for loans at the best interest rates. It is for this reason that an annually check up is vital in achieving and maintaining good credit health. If your report contains errors and discrepancies, we have some instructions on how to care for and clean your report to achieve a spotless credit profile.

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4 Simple Ways to Jumpstart Your Finances

July 4, 2016

Want to jumpstart your finances but not sure where to start? Steve Repak, author of ‘6 Week Money Challenge For Your Personal Finances’ offers four ways to help you achieve these financial goals. From giving more to saving more.

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Infographic: Hispanic Perspectives on Credit Card Debt

June 24, 2016

Credit card usage is not as prevalent in Latin American countries as it is in the U.S. How do Hispanics in the U.S. feel about credit cards and revolving debt? Consolidated Credit wanted to know so they asked. What they found is encouraging. This infographic illustrates the results.

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Good credit scores help you achieve your dreams

Does Your Credit Score Make You Smile?

June 8, 2016

You always hear that money can’t buy happiness, but according to responses from the Hispanic community on a new credit survey, a good credit score may be the key to a happy life because it puts you on the path to find success in the future. Is a good credit score the real key to happiness?

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Infographic: Credit Unions vs. Banks

June 3, 2016

As consumers, we all want the best bang for our buck. When it comes to banking that translates to getting the best interest rates on savings, credit cards and loans. So which financial institution has your best interest at heart? Consolidated Credit’s Credit Unions vs. Banks Infographic helps you weigh the options.

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When Retail Therapy Turns into Financial Distress

May 13, 2016

Old habits may die hard, but if your bad habit is using credit cards for retail therapy then it definitely needs to bite the dust sooner rather than later. Learn how Consolidated Credit helped Miriam break her bad credit habit so she could finally take control of her finances.

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Wedding Cost Infographic

May 6, 2016

Americans spend billions on weddings each year. And, the average couple dish out over $25,000 to say I do. If you’re planning to tie the knot, this infographic offers insight into what your wedding may cost and offers tips on how to reduce costs to keep excessive debt at bay so you can start your union on the right financial footing.

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Real estate recovery

Hallelujah for the Real Estate Revival

April 27, 2016

The real estate collapse of 2008 may have left you a little gun-shy about getting back into the market, but a HUD expert says there’s good reason to restore your faith in the security of real estate investments.

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Saving Money is Not a Sacrifice. It’s an Investment in Your Future.

May 27, 2014

By Jeffrey Strain One of the issues many people have trouble overcoming when trying to get their finances in order is that it requires a commitment to a lifestyle change. If your finances aren’t in order, it’s because you have been doing things that have lead to them not being in order. If you continue […]

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10 worst credit card mistakes

May 21, 2014

By Kay Bell and Karen Haywood Queen Whether you’re in a financial crunch, dream of an island vacation or want to earn more rewards, credit card offers may appear to be the solution. Not so fast, says Joanne Kerstetter, spokeswoman for Money Management International. “Just because you’re getting credit card offers doesn’t mean the credit […]

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Your Thirties Can Kill Your Finances

May 16, 2014

By Jennifer Derrick When it comes to living dangerously with your finances, it seems as though your thirties are the most dangerous decade. Obviously you have to be mindful of your money habits throughout your life because it’s possible to screw up with you’re very young and very old, but special care should be given […]

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Secure, or not? Assess the risk before sending credit card info

April 21, 2014

By Cynthia Drake Before you send your credit card information online, over the phone or by mail, it helps to think like a hacker. The next time you’re about to share your credit card number, put on a robber’s raccoon mask and think about it: Where are the potential breach spots along the path your […]

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Is Credit Sesame a Scam or Legit?

April 7, 2014

By Lori Kelley Your credit score is important for a variety of reasons. This score can have a huge impact on how much you’ll end up paying in interest on loans, sometimes with a difference of tens of thousands of dollar, depending on how good your FICO score is. For that reason, people who are […]

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Too late for a refund? Return assistance programs may help

March 26, 2014

By Lisa Bertagnoli An extra blanket at the foot of the bed or a second application of sunscreen — that’s how credit card companies want consumers to think of return assistance programs. Not the first line of defense, but extra protection should a cardholder want to get a refund on a purchase after the retailer’s […]

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‘Jamming’ cleans your credit — temporarily

March 18, 2014

Guest Post by  Kelly Dilworth A long-running scam by illegitimate credit repair operations is throwing a wrench into the already-beleaguered credit report dispute process, making it harder for the big three credit bureaus to keep up with legitimate disputes. Credit reporting agencies complain they are inundated with dispute letters bulk mailed by fraudulent credit repair clinics, […]

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